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How to Approve Chore Earnings Before Handing Over The Cash

Checklist, IOU account, prepaid card.

If you’re like most parents, you’re way too busy to be approving every little chore your kid checks off in real time. That’s why we’ve taken a trust-but-verify (and hold-accountable) approach with our chore checklists.

Your kid can check items off and earn rewards without your intervention. That’s the trust part.

You can get notifications when your kid checks items off — either through checklist alerts or card activity alerts. That’s the verify part. If Junior is a little too quick on the trigger finger, you can un-check an item, and it will reverse the award.

You can also let Junior know there will be repercussions for checking off items inappropriately. Maybe reduced screen time, a deposit to the family swear jar, or a financial timeout. That’s the accountability part.

But what if Junior is also quick on the trigger finger when it comes to spending ill-gotten rewards as soon as they hit the card? We’re talking real money here, and the horse has already left the barn. That’s a problem.

Here’s a nice middle ground solution that maintains convenience for parents while eliminating temptation for kids.