Kind Words From FamZoo Families

“This system has been very helpful in teaching money values into my kids at younger age, plus they get the grown-up feeling to swipe their debit cards at the cash register! Plus their support team is SUPER quick. Within minutes of sending an email, you get a response and many times a call from a friendly-U.S. based rep who will take the time to walk you through everything.”
Aja McClanahan, Mom, via Blog.

“What a wonderful system, and Bill is awesome! He actually took the time to CALL me about a question I emailed on a SUNDAY! WOW! The system was just what I was looking for and beats trying to do this in Quicken.”
Dusty M.B., Mom, via Facebook.

“Have you checked out @FamZoo? Absolutely love the prepaid card method.”
Kathryn H., Mom, via Twitter.

“We LOVE our FamZoo accounts!”
Crystal P., Mom, via Facebook.

“Your cards are probably the best system I’ve seen for [weaning the kids from the family wallet].”
Lee H., Dad, via Facebook.

“This card was very easy to get and easy to fund for the whole family. Best of all, your minor children can have their own card under your supervision. I like it. It doesn’t hurt to try it. It’s one of the best prepaid cards I have seen so far, so give the FamZoo card a try. I can even monitor my 19 year old’s spending. My 14 year old has his own card. Amazing, starting a child off young with financial responsibility.”
Kela S., Mom, via Facebook.

“I love what you’re doing. It’s making a difference in my family for sure. My daughter has been using FamZoo this summer as a vehicle for saving up for a mac book. She’s 81% away from her savings goal of $999.00.”
Todd A., Dad, via Facebook.

“Love my prepaid cards for all 3 of my kids ages (9, 7 and almost 4). However, my almost 4-year old doesn’t understand the concept of electronic money at all. I use it anyway for her as well to be consistent, and because all of my other methods of trying to remember to give allowances regularly failed.

FamZoo is by far the best allowance system out there for busy moms that

  1. don’t use cash regularly and
  2. are forgetful about giving allowances.

I absolutely love it!”

Kathryn, Mom, via Blog Post Comment.

“FamZoo has been an exceptional tool for teaching my daughter financial responsibility. Chris personally reached out to help resolve questions within hours. Thanks FamZoo!! You’re 5 out of 5 stars in my book.”
Lisa M., Mom, via Facebook.

“We have been using FamZoo for a year and a half and it has been a great decision for our family. We went with a chore chart and commission approach for a couple years without consistency. My wife and I simply were not able to keep up with paying for chores earned AND we regularly forgot what chores were completed and which were not. We heard about FamZoo from a friend, who uses it along with the debit cards for his three children. We went with the complimentary trial before signing up for the two-year option. It has kept us and our children honest about what is being done with chores and provides the accounting needed to add funds and take away funds from the account. In a couple years, I anticipate moving to the debit card option to provide my girls more control over their account.”
Jason H., Dad, via Facebook.

“We have been using FamZoo for over 5 years. We put our kids’ allowance on the card and they can check the balance on their phones while we are at stores, figure out if they have enough money to make a purchase, without asking me. It’s a great way to teach them to handle $. It’s unlikely our kids will write very many checks in the future. They LOVE their cards and feel a great sense of responsibility, just having their own cards. I would highly recommend FamZoo to every family looking to teach your kids financial responsibility.”
Cheryl B. P., Mom, via Facebook.

“I have been very happy with FamZoo and decided the annual fee was well worth it. I never used to remember to give the kids an allowance, never had their money with me when I was out shopping and they wanted to buy something, and consequently the amount of disposable income they had was quite a mystery. Now, the allowance gets deposited automatically and is split 50/50 between spending and savings. When we are out, if they want to buy something, we can easily check to see how much money they have. If it’s not enough, the gimmes usually go away without a fight. ‘Oh well, looks as though you don’t have enough money in your account...’ Money from gifts also gets split and is labeled so we can go back and see where their money came from (and where it went since I label what they spend it on). I also reward savings with interest, encouraging them to move additional spending money into savings. I had opened a bank account for them at one point, but never managed to take them to the bank for deposits. This teaches them the value of savings without the hassle for me.”
Karen F., Mom, via Facebook.

“We have been using FamZoo for the last two years, and it has been FANTASTIC! We have set it up to tie allowances for our two teenage sons to weekly chores, and that has greatly simplified our lives. No more arguments about how much they should earn. We also set up ‘Moneymaking Chores’ for opportunities to earn additional money on top of their allowance as well as ‘Naughty or Nice’ checklists to help discourage/reinforce bad/good behavior. They can watch their savings grow in interest bearing accounts, and we have set up ‘Double your Money’ accounts for them to help save spending money for special items they want to purchase. It’s very simple to use, and the customer service is superb. Sign your family up today!”
David N., Dad, via Facebook.

“We’ve used FamZoo for over 2 years and it has been great. Our kids can manage their own money and we can keep up-to-date with allowance when we don’t keep much cash. They are able to make their own purchases in store and online. Love it and recommend it to other parents I know!”
Allison S., Mom, via Facebook.

“We’ve been using FamZoo for several years and we LOVE it. My children have a much better concept of how money and real world financial concepts work because we have used Famzoo.”
Denise H., Mom, via Facebook.

“Our family LOVES Famzoo!!! We have 4 kids from age 9-14 and they love the freedom of having their own money. We could not be happier with how easy it is to set up, use, and pay. My kids all carry their own cards and will even ask us to transfer money to each other as they pay other members of the family for things. Give FamZoo a try and you will love it.

BTW....their customer support is incredible. Quick to answer any questions that come up.”

Rich E., Dad, via Facebook.

“We have used FamZoo for several years and it is the best. It allows my kids to manage their own money and be accountable for their chores, plus I don’t have to carry around cash to pay them, which before I would often forget to do for weeks. Customer Service is always very friendly and helpful whenever I have had a question or needed help. I couldn’t be happier! I just wish they had an app for Android users.”
Jamie H., Mom, via Facebook.

“This has simplified allowances for our six (count ’em) kiddos. I’m grateful. When the kids hope to buy something extra, they ask for their debit cards. And they watch the balances go up and down depending on their own choices. It’s a big win-win.”
Darlene W., Mom, via Facebook.

“I’m cheap and tend not to pay for tools that I can get for free. FamZoo is one tool that is worth paying for. We’ve used it for years and it’s been fantastic for our family. It’s more than just a ledger — the automatic income splits and chore lists are fabulous!”
Varrin S., Dad, via Facebook.

“Love FamZoo. My son is a at that age where he wanted to buy things online ( music, games, etc.). FamZoo has been a life saver for allowing him to manage his own money. No better lesson, because he could spend it at anytime but saves for long term goals. (He even has an emergency fund LOL)”
Robert P., Dad, via Facebook.

“Hi FamZoo, thanks for giving my family a way to learn dealing with money and being responsible. It really works well for us.”
Paul M., Dad, via Facebook.

“FamZoo has been a great tool for our family. Setting up bank accounts is a total pain for kids (and parents) and the tracking tools are awesome. FamZoo is a big part of financial education. It is also fun!”
Mike B., Dad, via Facebook.

“My teenage daughters and I have used the FamZoo debit card and app for about 3 years. It’s a great way to distribute money to my girls in my often cashless life. Money goes directly from my paycheck to them, and I am easily able to electronically transfer additional money that they may need. I can get money to them whether I am in their presence or far away. Love it!!”
Karen S., Mom, via Facebook.

“I have been using FamZoo for the last year or so and I LOVE it! Both of my kids have debit cards that are funded by me through their weekly chores, gifts, and one-offs as needed. My problem was that I never had cash to give to the kids and now I don’t need it! I can shift their money around from save, share, spend so easily. Their spend account IS their debit card. It’s a great way to teach my kids about money in a safe secure way! Thank you FamZoo!!! I wish I had you found you when they were younger! :-)”
Carrie G., Mom, via Facebook.

“FamZoo has made it so much easier for us to help our kids learn about fiscal responsibility. We really needed something to help us be consistent and organized with paying allowance and taking money out of our kids’ ‘accounts’ when we were out and about and they wanted to buy something. Now their allowance is credited every week automatically with a set percentage going to charitable giving and savings. When they want to make a purchase, both my husband and I can easily record the purchase using the app on our phones, and the money is deducted from their spending account, and the purchase is recorded. If they want to know where they spent their money they can simply log into their account and find out. Love this tool! It sets a great example for them of being organized with finances and has really taken the stress out of keeping track of their money.”
Jill G., Mom, via Facebook.

“We love FamZoo! Prepaid cards are awesome for kids keeping track of their spending and frees mom and dad from the inevitable ‘Can I have some money to buy xx?’ Allowance splits and automatic deposits keeps me sane! I don’t have to keep track of ‘Did I give you your allowance last week? What about the week before?’”
Tristi K., Mom, via Facebook.

“We have only been using FamZoo for the past 6 months or so and we love it! My 17 and 13-year-old girls love that they have their own debit card and that the money they have on it was earned by them. We use FamZoo to compensate our children for chores, babysitting, or when they have cash they give it to us and we put the money on their card. It has helped them learn to save, only spend what is on the card, etc. It is a blessing to be able to teach our children, young, that they cannot buy what they don’t have the money for. My 13 year old saved enough money to buy herself a pretty pricey item for her age. She was very proud of herself when she was able to finally make the purchase. Thank you FamZoo!!”
Glenda S., Mom, via Facebook.

“Love FAMZOO...great for my teenagers at home and while travelling abroad. Worked really well for helping my college student live on her budget — we provided an allowance, and she allocated in categories for spending, food and sorority expenses. As she earned money, she figured out how to balance spending and saving.”
Anne T., Mom, via Email.

“We have been using FamZoo for many years, and we credit this app with our sons having great money skills. If we are out and about, and they want to buy something, I simply look at the app and tell them how much money they have. Then they decide. They have made some poor choices, and have learned better decision-making as a result. That is our goal — have them make some mistakes when they’re young, and it’s only $20 on the line, rather than when the stakes (and $$$) are higher. This is one of my most important apps.”
Nancy S., Mom, via Facebook.

“This is a great product. Nice thing is I can add their routing numbers & acct #s from their Zoo cards and set up allowances from my paycheck to their cards for FREE! I get to see exactly what they buy and when, plus I can block it for a day, week, forever...and unblock it immediately when I want. Most reasonable option out there!! Plus the kids feel so grown up with their credit cards.”
Carin D., Mom, via Facebook.

“FamZoo is great for our family. We’ve been using it for chores lists. When the kids complete a chore, they sign it off on FamZoo and immediately get paid for their work. It makes them earn the allowance rather than me just giving them money. Also, it’s a very inexpensive Debit card! Thanks FamZoo!”
Matthew B., Dad, via Facebook.

“Famzoo is the best way to give kids an allowance and teach them about money at the same time. You can set up interest on their savings to encourage them to save and you can always set an upper limit so they don’t get too ambitious and break the bank! Another thing that’s great is that you can never overdraw your main account. If you run out of cash to give them, it will just assign IOUs to them and then automatically pay them when you fund your account. They thought of everything!”
Darrell V., Dad, via Facebook.

“Easy to use, and a great way to teach our kids how to save, spend, and give.”
Victoria D., Mom, via Facebook.

“Love using FamZoo. It makes keeping track of how much my kids have so much easier. Also, love that the kids get a summary every week of what is in their account. I also love that you can setup different sub accounts. Our kids have found good ways to use their charity money as they watch it grow in their accounts.”
Missy M., Mom, via Facebook.

“FamZoo has really helped us turn allowances from hassle and conflict into responsibility and independence. Once set up, administering and transferring funds is quick and easy. The record-keeping is there for all to see, so no more arguments about whether the kids have received their allowance or not. And the kids are enjoying the independence of having their own debit cards. FamZoo has been a fantastic resource for both parents and kids!”
Harry H., Dad, via Facebook.

“Sane, convenient, logical, educational, economical, socially responsible, and worth every penny. The economic educational resources of FamZoo are exactly what we needed for raising a fiscally responsible child. Convenient, since our son’s allowance doesn’t have to be on my ‘to do’ list every week. Charitable giving is built in to the account, but the choice of charities is between child and parent. (Another site I looked at had direct links to selected charities, raising red flags about the site’s ulterior motives.)”
Lynn D., Mom, via Facebook.

“We have used FamZoo for more years than I can count. We haven’t even touched the tip of the iceberg of what this app will do, but what we have used has made all the difference. Before FamZoo, it never failed that we’d be out shopping, and the kids forgot their allowance, and so I had to pay for it and remember for them to pay me back. Or we didn’t have cash to give them each week, and it was a headache keeping up with who had how much money. Enter FamZoo, now we go to a store, my kids ask how much is in their account, we check the app, and they can buy what they want. No more manipulating or wracking my brain to remember how much money I owe them or they owe me. When they get birthday money or gift cards, they cash them out with me, and I add it to their account. Basically, I’m their bank. My oldest now has his own "real" checking account and he already knows how it works b/c he used the FamZoo account for so long. What a great teaching tool! And no more money headaches with my kids. Thank you for FamZoo! I recommend it to everyone I know.”
Shelley H., Mom, via Facebook.

“I cannot say enough about the customer service! They have responded to my inquiries immediately (often with a live voice!). Regarding the program: I love that I can lock the card immediately (we have already lost one, but no worries about the funds since I locked it). My kids are motivated to do chores and are learning how to manage their money by doing (not just me telling).”
Amy M., Mom, via Facebook.

“We have 7 kids and I’ve used FamZoo for 5 years to track their allowances. Highly recommended!”
Jon G., Dad, via Facebook.

“FamZoo is brilliant. It essentially works ads an ‘IOU’ system, with credits and debits (not an actual account with money in it). We have 4 kids and it makes managing allowances and purchases so simple. When we are in Target and my son wants to buy a Lego, I click on one button on the app and he can see how much money he has in his account — no more forgetting money at home, loaning money to kids and forgetting etc. I can deduct $10 from his account in one easy step.

You can set up allowances to auto credit, and even divide between spending/savings/giving or any way you’d like. It has enabled our family to shift decision making to our kids so that they can easily see and manage the money they earn through chores/receive as gifts. Highly recommend!”

Julie S., Mom, via Facebook.

“6 kids — I never thought I could manage allowance and chores; let alone savings and spending. My kids (even my 7 year old) understand financial consequences. Just Amazing :-) Lost cards, they ARE still kids, replaced with a simple phone call. Love FamZoo!”
Portia A., Mom, via Facebook.

“I am the mother of three teenagers, a licensed therapist, and I am a public school social worker. We have used FamZoo for several years now, and it is the most amazing learning tool for financial and money management for children. There are three separate reasons why this program is amazing. One — it is wonderful for emergencies — like if your 16 year old is about to run out of gas, or your 13 year old is at the mall and sends you a picture of tennis shoes she will actually wear — you can put money on their FamZoo MasterCards from your phone. My oldest is now out of the house and off the allowance plan, but I will put money on her card for medical co-pays, books, and an occasional haircut :-).

The second is that this program is such a time and energy saver for parents. I tried to do allowance with pencil and paper and calendars and little stacks of money and had little ungrateful angry people if I forgot a detail. I give my children $.50 per year that they have been alive, per week. So the 14 year old gets $7 per week. We have set the splits at 50% spending, 40% savings, and 10% charitable donations. ($3.50 / $2.80 / $.70). The spending portion gets put right on a refillable FamZoo MasterCard with their name on it, if 13 or over. If under 13, it has their name and yours. My kids’ allowance is not tied to any chores but this week I have been playing around with the chores list on FamZoo and adding some incentives and fines for not doing chores. You first fill your parent MasterCard which is the ‘bank’ for the kids’ accounts. All money is virtual except the money leaving the parent bank and the kids’ ‘spending’ portion.

The third reason this is amazing, is for the financial learning it provides to the kids. You set the interest rate on their savings portion. Children can ask for loans, pay them back in installments, set budgets, set short-term and long-term goals, and they can send quick money requests like, ‘Mom, I just picked up milk for $3.39. Can you pay me back?’ My youngest has sent, ‘Please send $1,000 because you love me’ Some requests get denied :-).

Anyway, kids can go online to check and reconcile accounts, set alerts, request money, almost anything an adult would do with a regular bank. This is an incredible learning tool and costs next to nothing — besides what you are willing to give in allowance. They even have a referral program, so if my write up helped, please use my referral code when signing up!”

Erin W., Mom, via Facebook.

“Great product for teaching kids how to manage their money.”
Steve S., Dad, via Facebook.

“We’ve used FamZoo for six years now. It’s been a total game changer, and had easily saved us thousands of dollars. Before FamZoo, we struggled to let kids spend money when we were out shopping. We had to guess how much they had in their piggybanks, remember to deduct that when we got home, and (hardest of all) convince the kids to physically put their money into their piggybanks. The result was that much money got lost and wasted, feelings got hurt, and mom and dad got fit to be tied. FamZoo changed all of that. Kids are happy, we never have to guess at piggybank balances, money never gets lost. Then we tried paying interest and watched the light bulbs go on in their eyes (most of them). Hugely valuable lesson. We haven’t tried the debit cards. Our problem is already solved without them.

Oh, and another tip: have you tried mvelopes or another online budget tracking system? Well if you’re a FamZoo subscriber, you can just create a new family member called ‘budget’ and give that person one account for each envelope you want to track (groceries, etc.). You can setup monthly ‘allowances’ to automatically load the ‘envelopes’. Now both spouses have up to date expense tracking and remaining balances, but can pay with whatever is convenient. That’s worth the price for the FamZoo subscription right there. We’ll be using this long after the kids are grown.”

Andy R., Dad, via Facebook.

“Cannot speak highly enough about this kiddo money management eco-system. I’ve raised all 3 of my girls on FamZoo, and two are now investing in the stock market!”
Jason S., Dad, via Facebook.

“Wonderful app for teaching kids about money and for keeping track of kids’ allowances and spending. Before this app, I was managing envelopes full of cash and coins! This app is really convenient and easy to use. I like being able to automatically send part of my kids’ allowance to separate spending, savings, charity accounts. When my kids are a little older, we’ll definitely order the prepaid cards. I also really appreciate Bill’s blog and have filed away several finance topics to revisit later! Well worth the small subscription fee. Thanks, FamZoo!”
Elizabeth J., Mom, via Facebook.

“I have been VERY happy with FamZoo. Whenever we have had an issue or question, I get an immediate response. You just don’t get that kind of customer service anymore. I am highly impressed.”
Patricia C., Mom, via Facebook.

“Huge help for keeping track of allowances, purchases, and savings.”
Dana L., Mom, via Facebook.

“I love the convenience of the FamZoo app. I can easily and super-quickly transfer money to (and from!) my children, wherever they are. I also really like the ability to split allowance distribution in any way — we use ‘charitable donations,’ ‘longtime savings,’ and ‘spending,’ but I think you can do whatever works for you. Finally, it’s easy to do an audit of spending when the kids are feeling poor!”
Pamela B., Mom, via Facebook.

“I am so thankful for the FamZoo account and cards as they allow me to help my grandchildren who live out of state without costing excess fees. Their customer service is the best I’ve encountered. They are friendly, informative and helpful and they always respond in a timely fashion to any questions I have.”
Cynthia W., Grandmother, via Facebook.

“FamZoo is fantastic! We use it almost daily, and it has solved all our allowance issues in keeping track of who earned, spent, and was paid what and when. Took a little tweaking to get it just right for our needs, and now it’s perfect!”
Heather B., Mom, via Facebook.

“Not just for children! FamZoo has helped my fiance and I use the envelope method for budgeting on hobbies. With a weekly allowance we can save, donate, and spend guilt free money all within a shared budget.”
Monte N., Spouse, via Facebook.

“FamZoo is a surprisingly powerful tool for managing allowances, providing debit cards for families, and tracking expenses. It’s become an essential part of our family’s economic life.”
Danny S., Dad, via Facebook.

“After using the Paypal Mastercard and the Nickel app for my kids (and watching them both go out of business), I’ve been impressed with FamZoo’s reliability and comprehensive feature set. Definitely recommended for anyone looking to enable their kids with a safe, secure way to manage their money.”
Dominic D., Dad, via Facebook.

“An excellent app that we’ve used for a few years to help our kids (and us) manage allowances. Allows kids to set goals & monitor those goals. It has a % option for savings, tithe, etc. that you can set up with automatic ‘payments’ into their accounts. My favorite part is that I always have my phone with me so if my kids want a pack of gum, for instance, I just subtract the $ amount from the app right after checking out — no more forgetting! My preteen is getting old enough that we have talked about getting the prepaid card option to give her some independence and help her develop her financial skills further.”
Gwyn S., Mom, via Facebook.

“We have been using this for our boys for about the last 6 months. I absolutely love it. It is so nice to see where they spend their allowance and gives them the confidence of having a credit card (actually a debit card). Transferring funds is incredibly easy between accounts. Even they are able to look back and see that they need to cut back on some expenses. Definitely worth it.”
Mike B., Dad, via Facebook.

“Helpful for teaching our tweens about money. When they want to know how much money they have, they ask ‘how much do I have in FamZoo?’ We use the auto-debit feature to ‘charge’ our son for his monthly cell phone fee. As they get older, we will take advantage of more advanced features.”
Diane P., Mom, via Facebook.

“My teens are getting real-life experience managing debit cards, bank accounts, and budgets. I wish I would’ve had this kind of financial education as a kid!”
Kirk S., Dad, via Facebook.

“We love FamZoo... it’s so helpful, prompt with issues that arise and better than any other prepaid card for teens and children and family out there!”
Jennifer R., Mom, via Facebook.

“I have used FamZoo for the last couple of years. It transitioned my teens from spending MY money to budgeting THEIR money. It has allowed me to teach them how to budget and to manage their money. I believe it saved me money and gave my kids real world skills.”
Douglas C., Dad, via Facebook.

“Excellent product. Makes kids’ allowances easy. Have used it for about three years now.”
David L., Dad, via Facebook.

“Our organization operates foster homes for at-risk teens in Florida. We utilize FamZoo as a financial literacy tool to distribute and track allowance spending, create work opportunities, and establish savings goals. It’s a powerful and easy to use tool, but more importantly, it’s run by a passionate group of people who care about financial literacy. Thanks FamZoo!”
Michael L., Executive Director at SailFuture, via Facebook.

“Parents, any one who knows me knows that I am not a big shopper and am certainly not a big promoter of products. Generally, I think that kind of thing is pretty boring. So when I go out on a limb in a public way for a product, it is because I REALLY THINK YOUR LIFE WOULD IMPROVE by using it. Now, I have to admit, I didn’t know about FamZoo.com until my kids were too old to introduce it, but HAD I KNOWN, I'm pretty darn sure my review would echo ReggaeGeek’s (and, no, Bill Dwight is not giving me a kickback for this)”
Elisabeth S., Mom and Parenting Coach, via Facebook.

Awesome App & Even Better Service. We decided to wait until we had used the service for a full year before writing a review. I renewed our subscription for 2 more years today. I can’t even imagine going without FamZoo anymore. Both of our kids (age 12 & 14 now) LOVE their FamZoo accounts. The transformations in their money matters over the last year have been incredible. I cannot understand why every parent does not have this service. The customer service when we needed help has been above and beyond great! I would not want to ever have to go back to passing out cash to our kids...ever.”

(Editor’s Note: This is just a very brief excerpt of the full review, which is epic in size and detail. See the full review here.)

“ReggaeGeek”, Dad, via iTunes.

“Love these cards! The transfer really is instant (ask my son who didn’t have enough to pay the pizza delivery guy).”
Pam J., Mom, via Twitter.

“I was so proud of my little one that wanted to donate from her spending $ to the National Wildlife Foundation. She saw how much was in her FamZoo account and realized what she really wanted was to help animals like in the Ranger Rick magazine.”
Kathryn H, Mom, via Twitter.

“I have to give a big kudos to Bill Dwight and Chris Beaufort at FamZoo. Super impressed with the level of customer support that they provide. Great job FamZoo!”
Scott E., Dad, via Facebook.

“I absolutely LOVE FamZoo!! I’ve set up a 4-bucket money sys for my kids, I can tie in basic expected chores, extra earnings options, saving, emergency, and spend now, and teach them finances so hopefully they are far smarter 20-somethings than I once was. Totally recommend for anyone with kids 8+. I direct deposit from my paycheck, manage online, easy peezy.”
Helen M., Mom, via Facebook.

“Recently began using these with the kids after hunting for years for the perfect setup. So far they are loving their plastic and their paychecks.”
Crystal P., Mom, via Facebook.

“I have been looking for something like this that is automatic and simple. I love it so far. Before, I would never remember to get cash and my allowance system would always flop. Now, I have an automatic transfer from my bank account every month to my card and it transfers money to each of my 3 kids weekly, putting some in spending, saving and tithing. I keep the cards in my wallet all the time, so when they’ve asked if they can buy something, it’s simple. My kids are 9, 6 and 3 and my 3-year old doesn’t totally get it, but she asks if she has enough money for some toy and I can tell her yes or no after checking the balance. Also, I want to teach my kids that cards are money too, just like cash so that they don’t get in trouble with credit cards later in life. I think it’s super important for this generation that will see less and less cash transactions.”
Kathryn H., Mom to 3, via Review Comment.

“We still love FamZoo. Best option for allowances and teaching children about money.”
Phil W., Dad, via Facebook.

“@FamZoo has a large and rabid customer base and a tightly integrated app and debit card.”
@PaulNakada, Dad, via Twitter.

“Had a wonderful interaction with the Chris at FamZoo today after noticing a concerning transaction on my son’s card. We quickly confirmed what had occurred and it was taken care of, but I was much more impressed by how quickly I was contacted and how polite and personable Chris was!”
Randal J., Dad, via Facebook.

Brilliant family tool. We use this app to track our kids’ allowances & teach them about banking. They make their own deposits & withdrawals from their family bank accounts. Can’t wait to try the prepaid cards soon!”
“jbnoland”, Parent, via iTunes.

Fantastic Family Finance! We love FamZoo! The kids can manage their own cash from the app right on their phones. No more, "Hey mom, can I have some money for..." Loans & interest, chores & allowance, IOUs, savings and cash — it’s all right there. Learning together as a family at Bank of Mom makes me feel confident my kids will be ready for the real world of banking & finance when they are older. And, mom’s fine print is so much easier to understand! Thanks FamZoo!”
“eteagarden”, Mom, via iTunes.

“Amazing how this card has changed my daughter’s spending habits! Very pleased with the outcome so far!”
Suzy F., Mom, via Facebook.

Awesome Piggybank for Kids. We’ve been using FamZoo for 3 1/2 years ... it’s a great way to manage money for the kids. Now that our girls are in middle school, they regularly check how much money is in their accounts. Being able to automatically deposit weekly allowance is like getting a paycheck for kids. And being able to take out money for spending gives them control over their own finances. This app has enabled us to put a monetary penalty on bad behavior, it’s teaching our girls how interest is earned on money in savings ... “it pays to save” and it gives our girls a start on thinking about charitable contributions. We couldn’t imagine managing kid’s money without FamZoo. Love it!!!”
“Patti-o”, Mom of two daughters, via iTunes.

Modern Approach to Piggy Banks, Jars, and Chore Charts. We were first exposed to FamZoo when we went out to eat with family friends and each of their three kids were responsible for buying their own meal. As a busy family of five they are out frequently and used the debit cards from FamZoo as a way to teach their kids the value of a dollar. We took the plunge about 9 months ago and have found it to be an effective way to track chores, implement penalties, and give our daughters (8 and 10) visibility into their accounts as they save for bigger purchases. We also use this approach for their weekly tithe on all they earn to separate into spend, save, and give categories. We tried all the manual approaches and never stayed with them long. This has been a great app to teach our kids more about money and responsibility.”
“Hook asp”, Parent of two daughters, via iTunes.

“FamZoo is a tool that has made my financial relationship with my kids so much easier.”
Mac Thomson, Father of 3, via YouTube.

Perfect for our needs, and then some! This app has completely solved the problem of tracking who did what and how much I owe who. This app is simple to use yet has some complex tracking abilities if you wish. Both of my boys, 10 and 15, love that they can see what they earned when they perform a chore, and how it adds up. I highly recommend this app!”
“Janetsline”, Parent of two boys, via iTunes.

Awesome. Great tool that allows me to be intentional about teaching my boys about money and not waste my time chasing down change.”
“rbolski”, Parent, via iTunes.

Best option for kids. After the PayPal student program discontinued (November 2016) we were on a search for an alternative. So far FamZoo didn’t disappoint! Best service support (had issue linking to PayPal account and they helped resolve), very friendly mobile app and website very easy to use and plenty of reports and options to choose. One minus: one day wait for money to be loaded from PayPal but that’s if you only use PayPal as your loading option, there are other options but most not free unless it’s direct deposit from your paycheck.”
“nzolotar”, Parent, via iTunes.

Great app for helping our kids to understand finances. We’ve used this app and service for several years now. It’s helped our kids understand how to save for long term goals and put aside money for charities. When they were younger, it was also a great tool to curb wanting everything at the store. I would just pull out the mobile app and show them how much they had left in their short-term savings and the “want” would end. The app itself isn’t the most feature rich app I have but it does what it needs to and ties into a great service.”
Patrick Wardrop, Parent, via iTunes.

Great Product and Support. I have been struggling with a solution to allowance. This does it all. Teaches fundamentals and makes managing balances and cash painless. Great app and family solution.”
“Tobrienmd5”, Parent, via iTunes.

Highly recommend!!! There are a lot of great lessons learned by my kids from this app. It is easy, the kids love it, and it gives them real life experience managing their money.”
“Middle school finance”, Parent, via iTunes.

Very helpful. This app is terrific! I can load in chores for each of my kids and assign due dates, value, repeat schedule. It tracks their balances and automatically divides their allowance into different accounts.”
“Jefast6”, Parent, via iTunes.

Great program!! FamZoo is much more than an app. It’s a complete program to help your kids manage finances in a logical, responsible, and fun way. I used to use a PayPal child card for all my kids, but PayPal cancelled the entire student card platform. In steps FamZoo, and it’s even better. 5 stars!!”
“mattr2”, Parent, via iTunes.

Great Family Finance App! I use FamZoo to manage my son’s weekly allowance and saving goals. He has the freedom to use his debit card with the balance I manage.”
“The Review 81”, Parent of a son, via iTunes.

No more allowance guilt. I struggled every week to have cash to pay allowance, so mostly it wasn’t paid. Being young, my kids didn’t really care too much, but they also weren’t learning how to handle money either since I’d often give in and buy that trinket out of guilt knowing that I owed them allowance. FamZoo has totally solved that problem since the money is effectively virtual. I literally can’t forget to pay it since it is automated and I never need to make change. My kids are now engaged with learning about finance with the tools to track saving, and we get to talk again about the useless stuff they spend money on when we review their spending every couple of weeks: “So here’s that $2 you spent on the funny pencil. Do you think that was worth the money? (And, by the way, do you even know where it is?)” Tip: check out the blog from the earlier days of the app as well as the associated Family Finance Favs blog for some great ideas about how to get more from the app (love the “could have earned” account where we note how much was spent on stuff that just wasn’t worth it as well as jobs they passed on so they can start to connect long term financial effects to short term decisions) and how to approach finance education with your kids.”
“E*W”, Parent, via iTunes.

Great for traveling kids. It is great to teach your kids how to manage their money, but it’s also great if you have kids who travel a lot without you. Sometimes my daughter has to travel with her coach or team without us and it’s cool because she doesn’t have to carry a ton of cash. Also we can set her budget and she can watch how she’s doing. We can also watch from afar and refill if necessary. Compare it to other cash cards. It can’t be beat. I haven’t had time to tap all its resources, been too busy, but I will soon. They have a ton of good ideas.”
“air1max”, Parent, via iTunes.

Go To App for Kids’ Finance. I’ve used FamZoo for many years with each of my three kids. It’s awesome for teaching financial acumen and responsibility, including things like saving, budgeting, and charitable giving. We use it with the FamZoo debit card to manage the kids’ allowance and lunch money. It’s super easy and allows parents to instantly transfer money when it’s needed. And I can just as easily take money off their cards when they leave their dirty underwear on the floor :-)”
“stefanski81”, Parent of three, via iTunes.

Better customer service. Best intentions are laid to waste if not executed upon. As my kids were younger, I planned on giving them a weekly salary and the opportunity to earn bonuses. If they earned $x.xx in a week, I wanted to split their earnings to be designated for three categories spend/save/give. Additionally, I wanted to help my young’ings understand the benefits of savings with matching dollars (I call it the 401Dad program) and aggressive interest paid on savings. The complexities of my plans made it difficult if not impossible for me to execute consistently. FamZoo has helped me set it up and has been there for me every step of the way. Their FAQs answer most questions I may have but their customer support crew regularly returns e-mail inquiries within hours. This is my first app review ever but I took the time to write this because I feel that strongly about FamZoo and the need to provide kids with financial education. My oldest just bought his own first car with his own money and my 10 year old just bought $500 in stock with some of his savings. Use FamZoo and take the time to dig into it and do it right. If you are looking for a simple allowance management system, FamZoo will meet your needs too, but I can all but guarantee you will do more with it than you anticipated.”
Jason B in Fargo ND, Parent, via iTunes.

Terrific app. This app allowed us to move from the physical to the digital domain pretty seamlessly. As founder, Bill Dwight, points out, it’s important for kids to undertand that digital money is as valuable as physical money and this app is a great way to do that. We also like that it’s not tied to any spending platforms. This is just good solid allowance and goal-setting training. It’s simple and easy-to-use.”
“John - Chief Mammal”, Parent, via iTunes.

Fantastic! I love FamZoo. This tool has been amazing. It has helped my kids to better handle money. They feel confident about how they’re earning and spending with access to the app even at age 9.”
“Rmecc001”, Parent, via iTunes.

Our family couldn’t love this more. We use FamZoo to hand out allowances. It’s great not having to remember to come home on Friday with cash to dole out, and there’s never a question of “did I remember to pay her already?” Our kids love having the power to check their balances at any time, and we’re thrilled that they’re learning how bank accounts work while they’re young enough that mistakes don’t really hurt them. Customer service has been top notch for the few times when we’ve needed help (always because of mistakes on our end, not FamZoo’s). I’ve recommended the service to multiple family friends.”
Kirk Strauser, Parent, via iTunes.

Love the app and the service! Setup was a cinch, service is great, my kids love having this card.”
“Huham”, Parent, via iTunes.

Simply Amazing! From jars to this app. I knew there had to be a better way. I could sing the praises of this app all day! We were using glass jars (save jar, spend jar, give jar) to teach our kids to manage money. This app has not only saved me time, but has also been a great tool to encourage the behaviors we want to see more of in our kids. My kids, ages 9 and 7, ABSOLUTELY love their debit cards and checking their balances with their devices. I can see using this program and app for years to come!”
Sandra, Mom to 2, via iTunes.

“I use @FamZoo debit cards so my kids can earn $, save and budget for big ticket items.”
Tameka E., Mom, via Twitter.

Great tool for managing allowances. I have been using Famzoo for about two years and can’t imagine doing allowance for my three kids without it. The ease of scheduling deposits and chore lists is in itself enough for me to keep this app in frequent use, but you throw in their robust flexibility with savings accounts and exaggerated interest and you have the ideal tool for helping kids learn the value of money, saving, and doing their part to contribute to a household through chores.”
Luffa, via iTunes.

“Thank you guys! Thank you for always being a phone call away to answer questions. I have told everyone I know about it. The kids have been able to donate to our local animal shelter with the savings aspect. You just can’t teach those joys they have to be learned.”
Sarah B., Mom to 3, via Facebook.

Great way to manage allowance. I have been using this app for several years, and I love it. No more jars of money, no more forgetting to bring cash to the mall, no more forgetting to dole out allowances every weekend. This solves all of those problems. When my kids want to buy something, I just say, “yes, let’s see how much money you have.” A few taps on my phone later, and they are deciding whether to get the latest doodad. Customer service is very responsive, too.”
“Notanewbie”, Parent, via iTunes.

“Big fan of Bill and the @FamZoo team! Signed up when our little started getting her allowance.”
Elle, Mom, via Twitter.

Fabulous. I’ve used FamZoo for five years to teach my three boys about money. I like that (i) I can pay their allowance automatically, (ii) their money can be allocated to different funds (we do spending, saving, and charity funds), (iii) I can pay them interest automatically on their savings, and (iv) they can pay me back immediately when we’re out and they want to spend their money on something, but don’t have it with them.”
“KCAM48”, Parent, via iTunes.

“I love FamZoo. It’s what we use in our family!”
Amanda C., Mom and financial therapist, via Twitter.

Outstanding Teaching Aid. I researched all of the online programs for teaching kids financial lit for a project at work. FamZoo came out on top when features were compared side-by-side. I liked it so much I signed up my grandkids to monitor chores but also to use it to enforce good manners. It’s become invaluable. Bill has thought of everything using his own family as the example. You won’t be disappointed!”
“Tulsa Transplant”, Grandparent, via iTunes.

Modernized allowance. This app is great. A few of the cool things you can do:
  • Pay your kids a ‘direct deposit’ just like mom and dad.
  • Virtually add birthday and holiday cash/checks and then deposit the money into your own account. When the kids want to use their money, they go through you.
  • Set up an age-based allowance where your kids get a raise every year.
  • Have their deposit divvied up between checking, savings, and charity accounts.
I’m sure there’s more (in fact, I know there is) but these are the features we use and love. FamZoo is awesome. Check it out!!! ”
“Love it so!”, Parent, via iTunes.

Family CEO. I can’t tell you how many times I have recommended this program to other families. We’ve been using it for almost 3 years. Children are 10 and 12. They understand real world finance so much better now, and we thank you for writing this program.”
Summer Hill Mom, via iTunes.

Great app for managing chores & finances. It takes a bit of time to set up, but it is well worth it. I especially like how when the kids want to spend $ while shopping but don’t have cash, I easily remove it from their account. Best of all, customer service is the BEST!”
“ChippyFan4876”, Parent, via iTunes.

I HIGHLY recommend this app/company. We’ve been using FamZoo for 2 years now and love it! It makes allowances for 5 kids much, much easier, and is a wonderful tool for teaching kids to manage money. Fantastic company. I cannot recommend enough!”
“Valoril”, Parent to 5, via iTunes.

My FAV family finance tool. Been using this app for years with my two kids (10 & 12), love how easy it makes talking with and teaching them about money, and managing their allowance and spending.”
Chris, Dad, via iTunes.

BEST allowance manager! I began giving my 8 year old an allowance this year. I researched several online options and FamZoo really stood out. It’s so easy for parents to manage and let’s kids track their funds and spending. It’s a great tool!”
“Lacroixfan”, Parent, via iTunes.

Love, love LOVE!!! I love this app. As a working mom, I don’t always have cash or the time to monitor my son’s chores. I love that I can direct deposit money into my son’s account so he also learns to manage his money on a bi-weekly basis. This app has been a time and lifesaver!!”
Ame', Mom, via iTunes.

WE LOVE FAMZOO! This app and their debit cards have solved our struggle with allowances. The kids love checking their balances and using their own debit cards to make purchases. I definitely recommend!”
“THC10”, Parent, via iTunes.

Love this app and service! FamZoo is the only way we can keep track of our six kids and their money. Automatic allowance is awesome.”
“PrairieDad”, Dad to 6, via iTunes.

We love FamZoo. FamZoo has made managing money with my kids and teaching them money skills so much easier.”
“ReykjaMac”, Parent, via iTunes.

The best allowance app! I love having an app that lets me teach my kids real life money skills.”
“nynaboo”, Parent, via iTunes.

“We have used FamZoo for a while now. We love it. My boys each have their own account and they can see their balance anytime they want. We just started loans with them. We are charging them interest and they pay us monthly. FamZoo is a great tool to help my boys learn to manage money.”
Terri H., Mom, via Facebook.

“Thank you for the FamZoo service! It has really helped my kids understand money, budgeting, and saving. It’s also way more convenient than cash for me and for them!”
Matt H., Dad, via Email.

“Well, you’ve made a big difference in this house! My daughter is most certainly more financially aware since using FamZoo, and she feels so proud when she hits her goals. There was much rejoicing and jumping up and down when she discovered she had reached $X in her account a few weeks ago. :) Congrats on FamZoo’s anniversary, and thank you for the great idea!”
Michelle R., Mom, via Facebook.

“This is a wonderful app that enables you to teach your kids to learn financial management in a way that fits in with your busy life.”
Caren Merrick, Mom, via women2.0.

“I recommend FamZoo to everybody. Huge fan!”
Bharat Mediratta, Dad, via Twitter.

“One thing I struggled with regarding allowances, though, was that I rarely had cash on hand to give them. And that would wreck the whole system! If we were out at the mall and they wanted ice cream, but they forgot their money, I’d say, “you have to pay me back.” But then we’d forget. If that’s becoming frustrating in your house, FamZoo is a great way around it. It helps you organize your allowances online, as if the kids have a virtual bank account with you. They can track their spending and saving, and it even has a savings tool where they can make goals — like saving up for an iPod — and see how long it will take. It’s awesome.”
Sheila Gregoire, Mom, via To Love, Honor and Vacuum.
Like this? Please share it!

Post a Comment