When you have to type your card information into a site or app — or make a payment in person with a swipe, dip, or tap — that little bit of friction creates a small “speed bump” to spending: a brief moment to reconsider whether the purchase is really worth it.
Friction is the enemy of mindless spending.
On the other hand, mindless spending thrives when all friction is removed.
So how do merchants remove spending friction?
By storing your card information as a convenient, automatic payment method.
The result?
- Free trials turn into subscriptions you didn’t mean to start.
- Subscription payments continue long after you’ve stopped using the service.
- Small purchases for in-game items and downloaded media pile up.
- E-commerce checkout becomes a little too easy.
That’s why one of the simplest ways to rein in mindless spending is to periodically identify all the places your card is stored on file with a merchant.
Fortunately, FamZoo makes this very simple.
