Who's Making Unauthorized Purchases On My Kid's Card?

We hear it all the time:

“My child’s card has been compromised! There are fraudulent PlayStation charges!”

Or Prime charges, or Spotify, or iTunes, or... you name it.

99% of those turn out to be inside jobs.


Professional fraudsters liquidate stolen cards quickly and move on with as little trace as possible. They don’t stick around to play online games, stream music, or sign up for Amazon Prime memberships. But kids, their siblings, and their “friends” sure do! 😉

When you see an unexpected charge that your child disavows, the first order of business is to put on your Dad/Mom Detective Hat and follow these seven steps: