Mining Declines for Valuable Money Lessons

Mining lamp shining on a decline.

Most card providers sugar coat their transaction histories. If you open up their apps, you’ll only see the successful or pending transactions listed — no failed ones.

Not so with FamZoo. We show everything: successful transactions, unsuccessful attempts, and even fraudulent hits. It’s the good, the bad, and the ugly. Why show the latter two? We believe a valuable lesson lurks in every failed transaction.

You can spot a failed transaction in the history by looking for a red DECLINED lozenge just beneath the transaction’s date in the left hand column.

Click or tap on the lozenge to reveal the details behind the failure.

Here’s a sampling of five common failures and some important lessons to be gleaned: