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THE Right Way For Kids To Earn Their Keep

Child washing FamZoo car

Kim B. sparked the hot discussion in the parent community this month with this question:

“I’m curious how your kids earn money. I feel like dishes, bathrooms, etc. are just part of living here, so I don’t want to pay them for it. But I’m struggling to find ways for them to earn money.”

Scores of parents weighed in with a diverse set of ideas.


Split happens. Kids learn.

Spend, Save, Give Split Chart

Splitting funds between accounts earmarked for specific purposes is a valuable personal finance habit to learn.

New Year’s is the perfect time to introduce splits to the kids — or to revisit allocations if you’re already splitting.

Not using splits yet?

Consider adding another card for your child dedicated to something other than spending. Maybe an emergency fund card, or a charitable giving card, or a long term savings card with a generous parent-paid interest rate.


The Chips Ship! Plus Apple Pay, Google Pay, and Samsung Pay. Hooray!

At 4:15PM Pacific on Thursday October 29, we flipped the switch on FamZoo.com to start shipping cards with EMV chips that also fully support Apple Pay, Samsung Pay, and Google Pay. Hooray! 🙂

Currently, the chip cards are only going out to new families who have registered after that cutover time. I know that’s disappointing to those of you who are existing FamZoo families with the original magnetic stripe cards.

Not to worry though. We’ll have you covered very soon!

All of our existing families on magnetic stripe cards will be upgraded at no charge over the next month or two. It turns out the auto-upgrade is a big effort, and we’re still testing a critical piece of technology from our card processor to clone your existing cards.

When the upgrade technology is ready, parents will see a new sequence of screens in the FamZoo app(lication) where they can: