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11 Numbers Kids With Prepaid Cards Need To Know

Prepaid Card Numbers

As parents, it’s hard to remember what it was like to make that first debit card purchase way back when. What’s routine for us seasoned veterans can be a complete mystery to the uninitiated. There are actually quite a few numbers on (and off) the card that your child must understand to transact successfully and safely.

What are those critical numbers? When do you need them? Where do you find them? How do you take care of them?

Here’s a handy list. Take a moment to quiz your kid (and yourself).


Three Tips For Teen Summer Paychecks

1. Do direct deposit.

John recently wrote us:

“My 15 year old son is about to start a summer job with a direct deposit option for his paycheck. Is there a way to direct deposit into his FamZoo account?”

Yes, indeed! Send it right to the card. That’s what my teens did for their summer jobs.

Each FamZoo card has its own routing and account numbers for direct deposit. Parents can find the numbers on the Card Information screen. From the Accounts screen, just click or tap on the balance of the desired card to drill down to its Transactions screen. From there, you’ll see the Card Information link. It’s in the left hand sidebar under the Actions section if you’re on a laptop/desktop browser. It’s in the mobile menu in the upper right corner if you’re using the app.

If the employer insists on a physical direct deposit slip, contact us. We can send you a printable PDF.


How To Let Kids Compete for Odd Jobs With Secret Bids

Weeding Chore Bid

Recently, Coralee asked the Parent Community:

“Is there an option for kids to ‘bid’ on chores in FamZoo? My kids have decided we should do this (based on the show, ‘No Good Nick’). I was thinking it would be great if there was a way for the kids to electronically (secretly) send their bids to the parents, and then the parent could select and award the chore to the lowest bidder.”

Cool idea! My suggestion: use a chore checklist coupled with money requests.

Here’s how...


Use Reimbursement Deals to Build Better Behaviors

Reimbursement request for book

One of FamZoo’s best educational and behavioral tools is hiding in plain sight.

It’s the reimbursement button, and only 18% of our families have found this little gem.

Most parents never see it because it’s only visible in the child’s view. Each purchase transaction has a little curved arrow button beside it. Kids can hit the button to request a reimbursement from a parent.

Why is the reimbursement button such a great opportunity?


What Happens To The Chores Your Kid Ignores?

Chore Expiration Settings

What happens to a chore that is never checked off? (You know, like every lonely chore ever assigned to a rebellious teen.😬)

In FamZoo, the neglected chore either hangs around forever or expires.

For a chore to expire, you must explicitly provide an expiration timeframe when setting up the chore. Look for the Expires setting when creating or editing your chore checklist item. Fill in the number of days after the due date when expiration should occur.

Without expiration settings, neglected chores can really pile up on your checklists, causing important upcoming chores to get buried in the “All Open” view.


THE Right Way For Kids To Earn Their Keep

Child washing FamZoo car

Kim B. sparked the hot discussion in the parent community this month with this question:

“I’m curious how your kids earn money. I feel like dishes, bathrooms, etc. are just part of living here, so I don’t want to pay them for it. But I’m struggling to find ways for them to earn money.”

Scores of parents weighed in with a diverse set of ideas.


Split happens. Kids learn.

Spend, Save, Give Split Chart

Splitting funds between accounts earmarked for specific purposes is a valuable personal finance habit to learn.

New Year’s is the perfect time to introduce splits to the kids — or to revisit allocations if you’re already splitting.

Not using splits yet?

Consider adding another card for your child dedicated to something other than spending. Maybe an emergency fund card, or a charitable giving card, or a long term savings card with a generous parent-paid interest rate.