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The Best Articles About Kids And Money

We’re constantly scouring the web for the best articles about teaching kids good money habits. When we find them, we add the very best ones here. The most recent ones are up top. Enjoy!

Find one we missed? Contact us and we’ll add it.


  • The 10 Commandments for Kids and Money — Jim lays out the 10 money guidelines he’d like his seven year old daughter to gradually learn before she leaves the nest. It’s a great exercise to think through early. Time flies! Maybe even scribble your money commandments on an index card, and tape it to your desk or computer as a constant reminder. What would your 10 money commandments be?
  • Saving Money For Kids — A Primer On Kids Accounts — Chief Mom Officer runs down a list of reasonable places to stash your kid’s savings with a synopsis, pros, and cons for each: bank savings account, custodial account, 529, savings bonds, CoverdellEducational Savings (ESA) account, Roth IRA, and traditional IRA. (Oh yeah, and don’t forget a savings card earning parent-paid interest.)
  • How Empowering My Kids to Make Money Decisions Raised Their Financial Game — Back-To-School shopping is a valuable financial literacy opportunity for your kids. If you do it like this.
  • How To Make Your Teen Into A Millionaire — We can never resist a good article about our favorite financial parenting hack for working teens: The Family 401(k). Liz Weston explains how Roth IRAs can set kids up for sound financial futures and encourage a solid work ethic along the way. Double win.
  • Money Conversations To Have With Your First-Year College Kid — Kid headed off to college? Joanna provides an excellent checklist of money topics to cover.
  • How To Teach Your Preschooler About Money — Several excellent, practical tips for teaching young kids (ages 3 to 5) good money habits. Chelsea’s tips are grouped by 4 key concepts: the value of a dollar, wants vs. needs, delaying gratification, and philanthropy.
  • My Kid Is Not Motivated By Money — Don’t be surprised if your kid doesn’t respond to monetary incentives — especially in the younger years. Maggie outlines a classic example in this article about trying to motivate her 11 year old to do school packets over the summer. Often, spending just isn’t on the radar and the opportunity to earn extra funds simply isn’t compelling. That said, as kids become more independent and social, their attitudes toward money can change dramatically.
  • Teaching Kids About Money — Savings Bond Edition — Got any old savings bonds laying around in your safety deposit box? Good opportunity to teach kids about compound interest. And the rule of 72!
  • The Simple (But Effective Way) I Taught My Son About Credit — Does your youngster ever borrow money to buy something while you’re in the store and then forget to pay you back? Here’s a clever way to turn that scenario into a thoughtful personal finance lesson.
  • Does your kid get an allowance? — Good allowance ideas here collected from some of our favorite personal finance bloggers (parent-paid interest, hybrid models, splitting in buckets, and more).
  • 12 Things I Learned From Doing My Own Taxes — Kid’s Corner — You’ve heard us rave about setting up a Roth IRA for your working teen with that first W-2 wage earning job and then helping out with contributions as a gift. It’s a Family 401(k), and it’s one of the smartest financial moves you can make for your kid. What if you want to start a Roth IRA even earlier for a child who’s earning money through a typical side-gig like babysitting? Then you’ll want to read this fabulous article to learn all about the tax implications.
  • Why Tough Summer Jobs Beat Summer School For Teens — Chelsea shares 5 important life lessons she learned working long, tough hours during the summer at a local tobacco farm. Here’s why you want to give your teen the gift of a summer of hard labor.
  • Bust Your Phone Again? These Teens Are Here to Help — For a Price — This Wall Street Journal article will inspire your budding kidpreneur. Some teens are really killing it by running their own businesses fixing smart phones with broken screens. They’re learning a lot about entrepreneurship along the way. Impressive.
  • Kids & Money: Counterintuitive Advice that Works! — Farnoosh offers four excellent tips for teaching kids about money that sound wrong at first blush, but turn out to be very right. The topics are allowance, handling wants, fielding awkward money questions, and encouraging savings.
  • Why Your Teen Should Work Part Time During the School Year — Part-time jobs with reasonable time demands have lots of potential benefits for teens: better grades, lower drop out rates, better time management skills, eligibility for Roth IRA contributions (offer a match if you can!) — oh, and more spending money too.
  • Five Common Mistakes People Make When Paying for College — Some wise college financial planning points from the Wall Street Journal. For example, this 529 nugget: “If your child wins a scholarship or goes to a military service academy, you can withdraw the equivalent amount from the account without penalty (you’ll have to pay income taxes on the portion that represents your gains, but not on your contributions).”
  • Nerd Gone Wild — Jonathan Clements made an early plan to get his kids invested. Our go-to plan has always been the “Family 401k” — opening a Roth IRA with that first summer job. But starting at birth is even better. Check it out. What’s your plan?
  • Grown-Up Lessons From A Lemonade Stand — Thinking about setting up a lemonade stand with your child to teach some lessons on entrepreneurship? Read this first for ideas on how to do it right!
  • Does Your Teen Have to Pay Taxes? — Emily Guy Birken provides solid, detailed info on tax considerations for your working teen.
  • Mo Money, No Problems — Here’s a creative, effective way to teach teens about money in a seminar setting.
  • Beyond the Lemonade Stand: The 40 Best Business Ideas for Kids — Side Hustle Nation’s Nick Loper hits up his friends for their best kidpreneur suggestions.


  • Why You Should Tell Your Children How Much You Make — Ron Lieber’s take on this classic awkward money question from kids: Discussions about family finances can start early and fit a child’s age and ability to understand, but they shouldn’t be avoided.

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